Skip to main content

Mortgage Loans in Chapel Hill, NC

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Jumbo

Learn More!

Rehab

Learn More!

USDA

Learn More!
Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

DOWNLOAD OUR HOMEBUYER’S MORTGAGE GUIDE

All about Chapel Hill, NC

Chapel Hill is a town in OrangeDurham, and Chatham counties in the U.S. state of North Carolina. Its population was 61,960 in the 2020 census, making Chapel Hill the 16th-largest city in the state. Chapel Hill, Durham, and the state capital, Raleigh, make up the corners of the Research Triangle (officially the Raleigh–Durham–Cary combined statistical area), with a total population of 1,998,808.

The town was founded in 1793 and is centered on Franklin Street, covering 21.3 square miles (55 km2). It contains several districts and buildings listed on the National Register of Historic Places. The University of North Carolina at Chapel Hill and UNC Health Care is a major part of the economy and town influence. Local artists have created many murals.

Source: https://en.wikipedia.org/wiki/Chapel_Hill,_North_Carolina

History of Chapel Hill, NC

The area was the home place of early settler William Barbee of Middlesex County, Virginia, whose 1753 grant of 585 acres from John Carteret, 2nd Earl Granville was the first of two land grants in what is now the Chapel Hill-Durham area. Though William Barbee died shortly after settling there, one of his eight children, Christopher Barbee, became an important contributor to his father’s adopted community and to the fledgling University of North Carolina.

Chapel Hill has developed along a hill; the crest was the original site of a small Anglican “chapel of ease“, built-in 1752, known as New Hope Chapel. The Carolina Inn now occupies this site. In 1819, the town was founded to serve the University of North Carolina and developed around it. The town was chartered in 1851, and its main street, Franklin Street, was named in memory of Benjamin Franklin.

In 1969, a year after the city fully integrated its schools, Chapel Hill elected Howard Lee as mayor. It was the first majority-white municipality in the South to elect an African-American mayor. Serving from 1969 to 1975, Lee helped establish Chapel Hill Transit, the town’s bus system.

Some 30 years later, in 2002, the state passed legislation to provide free service to all riders on local buses. The bus operations are funded through Chapel Hill and Carrboro town taxes, federal grants, and UNC student tuition. The change has resulted in a large increase in ridership, taking many cars off the roads. Several hybrid and articulated buses have been added recently. All buses carry GPS transmitters to report their location in real-time to a tracking website. Buses can transport bicycles and have wheelchair lifts.

In 1993, the town celebrated its bicentennial and founded the Chapel Hill Museum. This cultural community resource “exhibiting the character and characters of Chapel Hill, North Carolina” includes among its permanent exhibits Alexander JulianHistory of the Chapel Hill Fire DepartmentChapel Hill’s 1914 Fire TruckThe James Taylor StoryFarmer/James Pottery, and The Paul Green Legacy.

Source: https://en.wikipedia.org/wiki/Chapel_Hill,_North_Carolina

Culture of Chapel Hill, NC

Though Chapel Hill is a principal city of a large metropolitan area, it retains a relatively small-town feel. Combined with its close neighbor, the Chapel Hill-Carrboro area has roughly 85,000 residents. Many large murals can be seen painted on the buildings. Most of these murals were painted by UNC alumnus Michael Brown. Also, for more than 30 years, Chapel Hill has sponsored the annual street fair, Festifall, in October. The fair offers booths for artists, craft-makers, nonprofits, and food vendors. Performance space is also available for musicians, martial artists, and other groups. The fair is attended by tens of thousands each year.

A variety of corporations are headquartered in Chapel Hill. Health insurance provider Blue Cross and Blue Shield of North Carolina was one of the town’s 10 largest employers. Technology companies USAT Corp and Realtime Ops have made Chapel Hill their headquarters location. Journalistic, Inc., the publisher of the nationally acclaimed magazines Fine Books & CollectionsQSR, and FSR recently relocated from Durham to Chapel Hill. New companies are selecting the town as their base of operations such as the service company Alpha Install.

The Morehead Planetarium was the first planetarium built on a U.S. college campus. When it opened in 1949, it was one of six planetariums in the nation and has remained an important town landmark. During the MercuryGemini, and Apollo programs, astronauts were trained there. One of the town’s hallmark features is the giant sundial, located in the rose gardens in front of the planetarium on Franklin Street.

Influences of the university are seen throughout the town, even in the fire departments. Each fire station in Chapel Hill has a fire engine (numbers 31, 32, 33, 34, and 35) that is Carolina blue. These engines are also decorated with different UNC decals, including a firefighter Rameses.

Chapel Hill also has some new urbanist village communities, such as Meadowmont Village and Southern Village. Meadowmont and Southern Village both have shopping centers, green spaces where concerts and movies take place, community pools, and schools. Also, a traditional-style mall with a mix of national and local retailers is located at University Place.

Source: https://en.wikipedia.org/wiki/Chapel_Hill,_North_Carolina

LaMonica McDuffie

Loan Officer  //  NMLS #1991132

My name is LaMonica McDuffie.  I am a native of Durham, North Carolina.  I have a Degree in Business Management from North Carolina Agricultural & Technical State University.  I am the eldest of 2 sisters and the dog mother of 2 adorable dogs, Chase, and Harley.

Growing up my mother and I always had a love of touring new construction homes in our area.  For years I thought my dream job would be helping other people enjoy every aspect of building or owning a home of their own.

While still in college I started gaining the experience that I still use to this day in the mortgage industry. Right away I knew that I was going to love being involved in the process of helping families obtain a mortgage for their homes.  Seeing the joy, it brings to families and the pride they take in seeing their dream of homeownership come to fruition gives me the passion to perform my job to the best of my ability.

LaMonica.McDuffie@Nafinc.com(919) 638-7494
GoogleFacebookZillowExperience.com
LaMonica McDuffie Mortgage Loans

Download our Homebuyer’s Guide!

X