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Mortgage Loans in Clayton, NC

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Clayton, NC

Clayton is a town in Johnston CountyNorth Carolina, United States, and is considered a satellite town of Raleigh. As of 2010, Clayton’s population was 16,116, up from 6,973 at the 2000 census. By 2019 the town’s estimated population was 24,887. Much of that growth can be attributed to the town’s proximity to the Research Triangle area and access to major highways such as I-40 and US 70.

Source: https://en.wikipedia.org/wiki/Clayton,_North_Caroli

Geography of Clayton, NC

Clayton is in northern Johnston County, with a small portion extending northwest along with US 70 Business into Wake County. In 2006, construction began on the Highway 70 Clayton Bypass, a 10.5-mile (16.9 km) stretch from Interstate 40 along the southern portion of Clayton to Highway 70 business southeast of town. It was completed in June 2008. US 70 leads southeast 13 miles (21 km) to Interstate 95 at Smithfield. Downtown Raleigh is 16 miles (26 km) northwest of Clayton via US 70 Business and Interstate 40. Many local unincorporated communities outside of the town limits use Clayton mailing addresses, including ClevelandPowhatan, and Flowers.

According to the U.S. Census Bureau, as of the 2010 census the town had an area of 13.53 square miles (35.05 km2), of which 13.51 square miles (34.99 km2) were land and 0.02 square miles (0.06 km2), or 0.16%, were water. The town is part of the Neuse River watershed. The town limits now extend northeast to the Neuse River and beyond.

Town Hall is located at 111 East Second Street and is shared with The Clayton Center, performing arts, and conference center.

Source: https://en.wikipedia.org/wiki/Clayton,_North_Carolina

LaMonica McDuffie

Loan Officer  //  NMLS #1991132

My name is LaMonica McDuffie.  I am a native of Durham, North Carolina.  I have a Degree in Business Management from North Carolina Agricultural & Technical State University.  I am the eldest of 2 sisters and the dog mother of 2 adorable dogs, Chase, and Harley.

Growing up my mother and I always had a love of touring new construction homes in our area.  For years I thought my dream job would be helping other people enjoy every aspect of building or owning a home of their own.

While still in college I started gaining the experience that I still use to this day in the mortgage industry. Right away I knew that I was going to love being involved in the process of helping families obtain a mortgage for their homes.  Seeing the joy, it brings to families and the pride they take in seeing their dream of homeownership come to fruition gives me the passion to perform my job to the best of my ability.

LaMonica.McDuffie@Nafinc.com(919) 638-7494
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LaMonica McDuffie Mortgage Loans

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