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Mortgage Loans in Greensboro, NC

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Greensboro, NC

Greensboro (formerly Greensborough) is a city in and the county seat of Guilford County, North Carolina, United States. It is the third-most populous city in North Carolina, the 69th-most populous city in the United States, and the largest city in the Piedmont Triad metropolitan region. At the 2020 United States census, its population was 299,035. Three major interstate highways (Interstate 40Interstate 85, and Interstate 73) in the Piedmont region of central North Carolina were built to intersect in this city.

In 1808, Greensborough (the spelling before 1895) was planned around a central courthouse square to succeed Guilford Court House as the county seat. The county courts were thus placed closer to the county’s geographical center, a location more easily reached at the time by the majority of the county’s citizens, who traveled by horse or on foot.

In 2003, the previous Greensboro–Winston-SalemHigh Point metropolitan statistical area was redefined by the U.S. Office of Management and Budget. The region was separated into the Greensboro–High Point metropolitan area and the Winston-Salem metropolitan area. The 2010 population of the Greensboro–High Point metropolis was 723,801. The combined statistical area (CSA) of Greensboro–Winston-Salem–High Point, commonly called the Piedmont Triad, had a population of 1,599,477.

Among Greensboro’s many notable attractions, some of the most popular are the Greensboro Science Center, the International Civil Rights Museum, the Weatherspoon Art Museum, the Greensboro Symphony, the Greensboro BalletTriad Stage, the Wyndham Golf Championship, and the headquarters of the Atlantic Coast Conference, the Greensboro Coliseum Complex, which hosts various sporting events, concerts, and other events. Sports teams in Greensboro include the Greensboro Grasshoppers of the South Atlantic Baseball League, the Carolina Dynamo of USL League Two, the Greensboro Swarm of the NBA G League, and the Greensboro Roller Derby. Annual events include the North Carolina Folk Festival, First Fridays in Downtown Greensboro, Fun Fourth of July Festival, North Carolina Comedy Festival, and Winter Wonderlights. From 2015 to 2017 Greensboro hosted the National Folk Festival.

Source: https://en.wikipedia.org/wiki/Greensboro,_North_Carolina

History of Greensboro, NC

At the time of the European encounters, the inhabitants of the area that became Greensboro were the Saura, a Siouan-speaking people. Other indigenous cultures had occupied this area for thousands of years, typically settling along the waterways, as did the early settlers.

Quaker migrants from Pennsylvania, by way of Maryland, arrived at Capefair (now Greensboro) in about 1750. The new settlers began organizing religious services affiliated with the Cane Creek Friends Meeting in Snow Camp in 1751. Three years later, 40 Quaker families were granted approval to establish New Garden Monthly Meeting. The action is recorded in the minutes of the Perquimans and Little River Quarterly Meeting on May 25, 1754: “To Friends at New Garden in Capefair”, signed by Joseph Ratliff. The settlement grew rapidly over the next three years, adding members from as far away as Nantucket, Massachusetts. It soon became North Carolina’s most important Quaker community and the mother of several other Quaker meetings established in the state and west of the Appalachians.

After the Revolutionary War, the city of Greensboro was named for Major General Nathanael Greene, commander of the rebel American forces at the Battle of Guilford Court House on March 15, 1781. Although the Americans lost the battle, Greene’s forces inflicted heavy casualties on the British Army of General Cornwallis. After the battle, Cornwallis withdrew his troops to a British coastal base in Wilmington.

Source: https://en.wikipedia.org/wiki/Greensboro,_North_Carolina

Geography of Greensboro, NC

As of the 2020 United States Census, there were 299,035 people, 118,046 households, and 69,420 families residing in the city. At the 2019 U.S. census estimates, there were 296,710 people living in the city, up from the 2019 American Community Survey‘s 291,303. In the 2010 U.S. census, there were 269,666 people; 111,731 households; and 63,244 families residing in the city. The population density was 2,131.7 people per square mile (822.9/km2). There were 124,074 housing units at an average density of 980.8 per square mile (378.6/km2).

Of the 124,074 households in the city in 2010, 30.1% included children under age 18, 35.5% were headed by married couples living together, 16.5% had a female householder with no husband present, and 43.4% were classified as non-family. Of the total households, 33.8% were composed of individuals, and 9.0% were someone living alone who was 65 or older. The average household size was 2.31, and the average family size was 3.00. In 2019, the average household size was 2.37.

The 2019 American Community Survey determined Greensboro had a median age of 35.1, up from 33.4 in 2010. Approximately 6.0% of the city’s inhabitants were under 5; 78.2% of the population was 18 and older, and 13.7% were 65 and older. The age distribution in 2010 was 22.7% under 18, 14.5% from 18 to 24, 28.2% from 25 to 44, 23.1% from 45 to 64, and 11.5% who 65 or older. The median age was 33.4. For every 100 females, there were 88.7 males, and for every 100 females 18 and over, there were 84.6 males.

Source: https://en.wikipedia.org/wiki/Greensboro,_North_Carolina

LaMonica McDuffie

Loan Officer  //  NMLS #1991132

My name is LaMonica McDuffie.  I am a native of Durham, North Carolina.  I have a Degree in Business Management from North Carolina Agricultural & Technical State University.  I am the eldest of 2 sisters and the dog mother of 2 adorable dogs, Chase, and Harley.

Growing up my mother and I always had a love of touring new construction homes in our area.  For years I thought my dream job would be helping other people enjoy every aspect of building or owning a home of their own.

While still in college I started gaining the experience that I still use to this day in the mortgage industry. Right away I knew that I was going to love being involved in the process of helping families obtain a mortgage for their homes.  Seeing the joy, it brings to families and the pride they take in seeing their dream of homeownership come to fruition gives me the passion to perform my job to the best of my ability.

LaMonica.McDuffie@Nafinc.com(919) 638-7494
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LaMonica McDuffie Mortgage Loans

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