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Mortgage Loans in Hillsborough, NC

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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More


All about Hillsborough, NC

The town of Hillsborough is the county seat of Orange County, North Carolina, United States, and is located along the Eno River. The population was 6,087 in 2010, but it grew rapidly to 9,660 by 2020.

Its name was unofficially shortened to “Hillsboro” during the 19th century. In the late 1960s, residents voted to change the name back to its original, historic spelling.


History of Hillsborough, NC

Historic sites

There are numerous historical sites to visit in Hillsborough, including some dating to the late eighteenth century. More than 100 surviving late eighteenth and nineteenth-century structures help illustrate its history of prominence in the early period of the state.

In addition, numerous secondary buildings, bridges, mill sites, and dams along with the Eno River document the local history. Native American relics have been recovered from the sites of ancient villages thousands of years old.

Alexander Dickson House

The Hillsborough Visitors Center operates from this late-18th century Quaker-plan house. It was moved from its original location 1 mi (1.6 km) southeast of Hillsborough to its present location in the historic district. The site includes an office used by Confederate Gen. Joseph E. Johnston.

Old Orange County Courthouse

The Old Orange County Courthouse is an 1844 Greek-revival building designed and built by local builder John Berry. The courthouse is still used for county judicial business.

Ayr Mount

Ayr Mount is an 1815 Federal-era plantation house, restored and furnished with period antiques and fine art. The estate includes the 1 mi (1.6 km)-long Poet’s Walk.

Green Hill

Green Hill is a 1750 Federal-style plantation house.

The Inn at Teardrops

The name comes from the teardrop-shaped glass on the front doors and the molding around the eaves of the house. It was owned by Edmund Fanning until 1768 when he sold it to Thomas King, an innkeeper.

The main body of the present structure is probably King’s old inn. Notable eighteenth-century owners include General Thomas Person, Peter Malett, William Duffy, and John Taylor, who was clerk of the Superior Court from 1800 to 1845.

In 1938, the J.W. Richmond family bought the property and renovated the house as a private residence. After additional renovations, Richmond adapted it as ‘The Inn at Teardrops’, a bed and breakfast.


Geography of Hillsborough, NC

2020 census

As of the 2020 United States Census, there were 9,660 people, 2,739 households, and 1,668 families residing in the town.

2000 census

As of the census of 2000, there were 5,446 people, 2,101 households, and 1,428 families residing in the town. The population density was 1,188.7 people per square mile (459.1/km2). There were 2,329 housing units at an average density of 508.3 per square mile (196.3/km2). The racial makeup of the town was 60.26% White, 34.83% African American, 0.51% Native American, 0.57% Asian, 1.62% from other races, and 2.20% from two or more races. Hispanic or Latino of any race were 2.79% of the population.

There were 2,101 households, out of which 34.9% had children under the age of 18 living with them, 42.9% were married couples living together, 20.9% had a female householder with no husband present, and 32.0% were non-families. 26.2% of all households were made up of individuals, and 9.6% had someone living alone who was 65 years of age or older. The average household size was 2.48 and the average family size was 2.99.

In the town, the population was spread out, with 26.2% under the age of 18, 7.2% from 18 to 24, 32.7% from 25 to 44, 21.1% from 45 to 64, and 12.8% who were 65 years of age or older. The median age was 36 years. For every 100 females, there were 86.3 males. For every 100 females age 18 and over, there were 81.0 males.

The median income for a household in the town was $40,111, and the median income for a family was $46,793. Males had a median income of $36,636 versus $29,052 for females. The per capita income for the town was $21,818. About 11.0% of families and 12.6% of the population were below the poverty line, including 16.1% of those under age 18 and 16.6% of those aged 65 or over.


LaMonica McDuffie

Loan Officer  //  NMLS #1991132

My name is LaMonica McDuffie.  I am a native of Durham, North Carolina.  I have a Degree in Business Management from North Carolina Agricultural & Technical State University.  I am the eldest of 2 sisters and the dog mother of 2 adorable dogs, Chase, and Harley.

Growing up my mother and I always had a love of touring new construction homes in our area.  For years I thought my dream job would be helping other people enjoy every aspect of building or owning a home of their own.

While still in college I started gaining the experience that I still use to this day in the mortgage industry. Right away I knew that I was going to love being involved in the process of helping families obtain a mortgage for their homes.  Seeing the joy, it brings to families and the pride they take in seeing their dream of homeownership come to fruition gives me the passion to perform my job to the best of my ability. 638-7494
LaMonica McDuffie Mortgage Loans

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